The Pensacola Yacht Club, chartered in 1908, is a private club for members and their guests to enjoy organized navigation, safety, and recreational water activities. Located on a 17-acre site at the mouth of Pensacola Bay's Bayou Chico, it features a marina for boats up to 70 feet, white sand beach for small boats, dry storage, power hoist, launching ramp, restaurant, bar, banquet rooms, beach, and swimming pool. It hosts sailing events, motor boating, fishing tournaments, junior sailing programs, and is a charter member of the Gulf Yachting Association.

Pensacola Bay City Ferry offers private charters on catamaran-style vessels 'Turtle Runner' and 'Pelican Perch', providing outstanding service and breathtaking views for events such as weddings, corporate gatherings, birthdays, anniversaries, school events, fundraisers, and celebrations. Each vessel accommodates up to 100 people, features covered rooftop seating, climate-controlled cabins, restrooms, cash or host bar services, optional catering, a 120 sq ft dance floor, and audio/visual equipment. Charters start at $1000 per hour with a minimum of two hours and a required deposit. Departure locations include Downtown Pensacola, Pensacola Beach Quietwater, and Fort Pickens.